JCW Solutions
Freeday app icon

Freeday for iPhone · by JCW Solutions

Your whole financial picture, kept private.

Freeday is a personal finance app built around reliable financial records — your transactions, what you own, what you owe and what you're working towards — so you can see where you stand and plan your next step with confidence.

iPhoneFinanceComing to the App Store

Take the tour Privacy policy
Freeday home screen showing progress to financial independence, net worth, debt-free date, money left to spend and savings rate

Financial management tools, without the noise

Scroll through a month with Freeday. Real screens from the app, with fictional demo data.

Freeday home screen showing 7.5% progress to financial independence, net worth of £100,909, a debt-free date of November 2027, £187 left to spend and a 25.5% savings rate Month screen showing £187 left to spend, £62 a day for 3 days, upcoming bills and budget against actual Spending screen showing £599 spent this pay period, a daily bar chart, categories and a needs-and-wants split Debts plan showing a debt-free date of November 2027 and £62 saved in interest with the avalanche strategy Wealth screen showing net worth of £100,909, a Trading 212 ISA, FI pot, cash to hand and where your wealth is Forecast screen showing you could stop working at 49, with optimistic, middle and pessimistic ages

Home

Your whole picture at a glance

Progress to financial independence, net worth, your debt-free date and what's left to spend, on one screen.

Month

Know what's left before you spend it

£187 left with three days to go. Freeday turns your budget into a daily allowance and shows the bills coming up.

Spending

See where it went

Every purchase this pay period, day by day and by category, with needs and wants split out.

Debts

A date to be debt-free

Freeday orders your repayments to cost the least interest, and tells you when the last one goes.

Wealth

Everything you own, and owe

Accounts, investments, property and pensions add up to one net worth that moves as you do.

Forecast

When you could stop working

A forecast tested across a thousand possible futures, so you plan with a range, not a guess.

Apple Wallet

Connect accounts from Apple Wallet — only if you choose to

Freeday can use Apple's FinanceKit to read balances and transactions from eligible accounts in Apple Wallet. Nothing is shared unless you give permission:

  • iOS asks for your permission before Freeday can see any Wallet data.
  • You choose which accounts to share.
  • You can stop sharing at any time in iOS Settings, and Freeday stops receiving new data.
  • Wallet data is processed only on your iPhone and is never sent to us or anyone else. It is never used for advertising and never sold.

Exactly what is read, where it's stored and for how long is set out in the Freeday Privacy Policy.

Privacy by design

Your data stays yours

On your device and your iCloud

Freeday stores your financial records on your iPhone and, if you use iCloud, syncs them through your own private iCloud account. JCW Solutions cannot open your iCloud data.

Dawn, an AI assistant that stays private

Ask Dawn about your goals and your money. On iPhones with Apple Intelligence it runs entirely on your device. Otherwise our UK server gets your question and a short summary of your totals, never your transaction list or Wallet data, and keeps nothing.

No ads, no data sales

Freeday has no advertising and we do not sell or rent your data.

Delete whenever you like

Delete your data from within the app or by removing the app, and revoke Wallet access in iOS Settings at any time.

Questions?

See Freeday Support or email josh@jcw.solutions.

Freeday provides information and tools to help you understand your own finances. It does not provide regulated financial advice.